Terms and Conditions

These Terms and Conditions ("Terms and Conditions", "Terms") regulate your relationship with https://www.zintego.com website and Zintego mobile application (the "Services") managed by Monster Studios Limited Company ("we", "our", "us" or "Company").

Before using the Services, please read these Terms and Conditions carefully.

These Terms and Conditions were last modified on August 1, 2022. We reserve the right at any moment to make changes and modifications to these Terms at our discretion. In case a revision is substantial, we will carry out any reasonable effort to provide a notice at least thirty days before new terms come into force. What represents a substantial change will be defined at our discretion.

Your access to and usage of the Services confirms that you accept and observe these Terms. These Terms are applicable to all visitors, users, and other individuals accessing or using the Services.

Access to or usage of the Services indicates your agreement to be bound by these Terms and accept all legal implications. Please do not use the Services, if you do not agree with these terms and conditions, fully or partially.


Our Services enables you to post, store, link, share, and differently make available particular information such as text, videos, graphics, or other material ("Content"). You bear responsibility for the reliability, legality, and adequacy of the Content submitted by you to the Services.

When you post Content to the Services, you give us the right and license to utilize, adjust, display, perform, distribute, and reproduce given Content on or through the Services. You reserve all the rights in regards to any Content posted or displayed by you on or through the Services and you bear responsibility for defending those rights.

You constitute and guarantee that: (i) the Content belongs to you (you own it) or you have the right to utilize it and give us the right and license as stipulated in these Terms, and (ii) the submission of the Content on or through the Services does not infringe the copyrights, privacy rights, contract rights, publicity rights, or any other rights of other persons.

We reserve all rights to remove or block materials and communications that we consider to be: (a) misleading, fraudulent, or deceptive; (b) obscene, defamatory, or abusive; (c) violating copyright, trademark, or intellectual property rights of other persons; (d) insulting or unacceptable to us at our discretion.

You accept that, by allowing you to view and distribute user content on the Services, we exclusively act as a passive conduit for the distribution and do not undertake any obligations or liability regarding any content and activities on the Services.


By creating an account with us, you undertake to provide us with complete, accurate, and relevant information. Failure to comply with this requirement represents a breach of the Terms and may entail the immediate termination of your account on the Services.

You bear responsibility for saving the password used by you to access the Services and for any actions or activities under your password, either your password with our Services or an external service.

You agree that you will not disclose your password to a third party. You must inform us immediately in case you become aware of any security breach or unauthorized usage of your account.

You are not allowed to utilize as a username the name of another entity or person. It is also prohibited to utilize a name that is not lawfully available, a trademark or name that falls under any rights of an entity or person other than you without proper authorization, or a name that is vulgar, insulting, or obscene.

Intellectual Property

The Services and all contents, including, without limitation, text, code, graphics, or images, represent the property of Monster Studios Limited and are safeguarded by database, copyright, trademarks, and other intellectual property rights. You have the right to display, copy, download, or print parts of the content from the various areas of the Services solely for your personal non-commercial use. Any other use is strictly forbidden and may infringe trademark, copyright, and other laws. These Terms do not give you a license to utilize any trademark of the Company and its affiliates. You undertake not to utilize, modify, or delete any proprietary rights notices from materials that you download from the Services.

Links To Other Websites

The Services may comprise links to external services or websites that the Company does not own or control.

The Company has no control over and is not responsible for, the content, practices, or privacy policies of any external services or websites. You further accept and agree that the Company shall not be liable or responsible, expressly or by implication, for any loss or damage caused or presumed to be caused by or in connection with the usage of or reliance on any services, goods, or content available through or on any services or websites.

We strongly recommend you to read the terms and conditions as well as the privacy policies of any external services or websites that you visit.


We may suspend or terminate access to the Services instantly, without warning or liability, for whatever reason, including, but not limited to cases when you breach the Terms.

All provisions included in the Terms shall remain in force after termination, including, but not limited to indemnity, ownership provisions, limitations of liability, and warranty disclaimers.

Upon termination, you will immediately be deprived of the right to use the Services. You can simply stop using the Services, if you want your account to be terminated.


You undertake to indemnify, protect, and hold harmless the Company, its principals, directors, officers, representatives, employees, licensees, licensors, contractors, agents, and suppliers, from and against any claims, damages, losses, costs, obligations, actions, or demands.

These include, without limitation: (a) accounting and legal fees arising from your usage of the Services; (b) your breach of any provisions of these Terms; (c) anything you submit to the Services; and (d) any activity associated with your account. This comprises any unlawful or negligent conduct by you, any entity, or person accessing the Services with the use of your account whether such access is gained via fraudulent or illegal actions.

Limitation Of Liability

The Company, its directors, affiliates, employees, suppliers, agents, or partners, shall not be liable for any damage or loss, explicit or implicit, special, punitive, consequential, or incidental damages, including but not limited to economic loss, damage or loss to electronic data or media, goodwill, or other non-material losses, arising from (i) your access to or usage of the Services; (ii) your failure to access or utilize the Services; (iii) any content or conduct of any third party on or connected with the Services; (iiv) any content retrieved from or through the Services; and (v) the illegal access to, usage of or modification of your content or transmissions, whether on the basis of a warranty, tort (comprising negligence), contract, or any other claim in law, whether or not we have been notified of the probability of such damage, and even though a remedy set within this document is found to have failed to meet its main goal.

Disclaimer And Non-Waiver of Rights

The Company makes no warranties, guarantees, or representations of any kind concerning the website and related technology. Any allegedly applicable terms, conditions, and warranties are eliminated, to the fullest extent permissible under the law. You bear all risks connected with the usage of the Services. The Services are delivered on an "AS AVAILABLE" and "AS IS" basis. The Services is delivered without warranties of any kind, whether direct or indirect, including, without limitation, implied warranties of fitness for a specific purpose, course of performance or non-infringement, merchantability, except as provided for under the laws of Hong Kong.

The Company, its affiliates, subsidiaries, and licensors do not guarantee that a) the Services will work without interruptions, secure, or available at any specific location or time; b) any defects or errors will be fixed; c) the Services are clear of viruses or other harmful elements; or d) the results of the Services usage will meet your needs.

If you breach any provision of these Terms and the Company decides not to take immediate measures, or decides to take no measures at all, the Company will still have the right to exercise all rights and remedies at any subsequent time, or in any other case, where you breach these Terms. The Company does not waive any of its rights. The Company shall not bear responsibility for any alleged breach of these Terms resulting from circumstances outside its control. Any person, not being a party to these Terms, shall not be entitled to enforcement.

You are not allowed to assign, sub-license, or transfer in another way any of your rights stipulated by these Terms.


As stated above, some legal systems do not permit the exclusion of particular warranties or the limitation/exclusion of liability for incidental or indirect damages, therefore, the limitations mentioned above may not be imposed on you. The laws of Hong Kong may apply to specific products and services delivered.

Governing Law

These Terms shall be regulated by, interpreted, and applied in compliance with the laws of Hong Kong, as appropriate.

If any provision of these Terms is assumed to be ineffective or unfeasible by a court of proper jurisdiction, then the other provisions of these Terms will continue in force. These Terms represent the complete agreement between us concerning our Services, and substitute any previous agreements, oral or otherwise, concerning the Services.


We reserve the right at any moment to make changes and modifications to these Terms at our discretion. In case a revision is substantial, we will carry out any reasonable effort to provide a notice at least thirty days before new terms come into force. What represents a substantial change will be defined at our discretion.

By further access or usage of our Services after the revisions come into force, you agree to comply with the revised terms. If you disagree with the new terms, fully or partially, please discontinue using the Services and the website.

Terms for Additional Services

The usage of specific Additional Services is subject to and regulated by additional terms of service (for instance, the Specific Additional Service Terms, mentioned at the beginning of this agreement). If you use any of the Services outlined below, the related Specific Additional Service Terms are applicable. In case such specific or additional terms are incompatible with the Specific Additional Service Terms, the Specific Additional Service Terms will control.